Calculateur de prêt auto

Calculez vos mensualités pour un véhicule incluant taxes et reprise.

Shopping for a car involves more than just the sticker price. To get an accurate monthly payment, you must account for your down payment, the value of your trade-in, and local sales taxes which are often added to the financed amount. Our Car Loan Calculator is specifically tailored for vehicle purchases, helping you understand how these variables interact. Whether you're considering a new car with a low-interest manufacturer deal or a used car from a private seller, this tool gives you the 'drive-away' financial picture.

Prix du véhicule

Apport personnel

Valeur de reprise

Taux d'intérêt (%)

Durée du prêt (mois)

Taxe de vente (%) (%)

Mensualité

$405.49

Monthly payment: $405.49 for 60 months

Prix du véhicule$25,000.00

Amount Financed$21,750.00

Taux d'intérêt (%)4.5%

Durée du prêt60 months

Total intérêts payés$2,579.14

Comment ça marche

The tool subtracts your down payment and trade-in from the vehicle price to find the base cost. It then calculates the sales tax on that price and adds it to create the 'Amount Financed'. Standard loan amortization is then applied to that total.

Formule de calcul

Amount = (Price - Down - Trade) * (1 + Tax_Rate)

Calculation Examples

1. **New Car**: $35,000 car, $5,000 down, 7% tax, 5% interest for 60 months. Monthly payment: **$612.37**.

Why use this tool in your daily life?

Drive a hard bargain. This tool ensures you aren't fooled by complex dealer math or monthly payment manipulation, allowing you to focus on the total cost of ownership and get the best deal for your wallet.

Astuce

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