حاسبة قرض السيارة

احسب دفعات قرض السيارة الشهرية بما في ذلك ضريبة المبيعات والمقايضة.

Shopping for a car involves more than just the sticker price. To get an accurate monthly payment, you must account for your down payment, the value of your trade-in, and local sales taxes which are often added to the financed amount. Our Car Loan Calculator is specifically tailored for vehicle purchases, helping you understand how these variables interact. Whether you're considering a new car with a low-interest manufacturer deal or a used car from a private seller, this tool gives you the 'drive-away' financial picture.

سعر السيارة

الدفعة الأولى

قيمة المقايضة

نسبة الفائدة (%)

مدة القرض (أشهر)

ضريبة المبيعات (%) (%)

الدفعة الشهرية

$405.49

Monthly payment: $405.49 for 60 months

سعر السيارة$25,000.00

Amount Financed$21,750.00

نسبة الفائدة (%)4.5%

مدة القرض60 months

إجمالي الفائدة المدفوعة$2,579.14

كيف يعمل

The tool subtracts your down payment and trade-in from the vehicle price to find the base cost. It then calculates the sales tax on that price and adds it to create the 'Amount Financed'. Standard loan amortization is then applied to that total.

صيغة الحساب

Amount = (Price - Down - Trade) * (1 + Tax_Rate)

Calculation Examples

1. **New Car**: $35,000 car, $5,000 down, 7% tax, 5% interest for 60 months. Monthly payment: **$612.37**.

Why use this tool in your daily life?

Drive a hard bargain. This tool ensures you aren't fooled by complex dealer math or monthly payment manipulation, allowing you to focus on the total cost of ownership and get the best deal for your wallet.

نصيحة

ضع إشارة مرجعية لهذه الأداة للوصول السريع. كل شيء يعمل محليًا في متصفحك.